|
VILLISCA
WELCOMES A NEW BUSINESS TO TOWN
|
|
 |
Evie's Coffee Cup tasty sandwiches, pastries, desserts, ice cream 313
East 4th Street Hours: Eat in or Take out |
|
|
|
|
SCAM
ALERT FOR SMALL BUSINESSES - 2/18/09
WASHINGTON – The U.S. Small Business Administration issued a scam alert today to small businesses, warning them not to respond to letters falsely claiming to have been sent by the SBA asking for bank account information in order to qualify them for federal tax rebates. The fraudulent letters were sent out with what appears to be an SBA letterhead to small businesses across the country, advising recipients that they may be eligible for a tax rebate under the Economic Stimulus Act, and that SBA is assessing their eligibility for such a rebate. The letter asks the small business to provide the name of its bank and account number. These letters have not been sent by or authorized by the SBA, and all small businesses are strongly advised not to respond to them. The scheme is similar in many ways to e-mail scams often referred to as “phishing” that seek personal data and financial account information that enables another party to access and individual’s bank accounts or to engage in identity theft.
When you are planning a variety of venues Community Building The Bank Senior Citizens
Center VFW Post 8998 Support Services Catering Pizza Flower Services
Cleaning Services
Photographic Services
for information on other Villisca businesses - please scroll down |
On This Page "Whenever
you see a successful business, someone once made a courageous decision." ~~~~~~~~~~~~~~~~~~~~~~~ |
Villisca Chamber of Commerce
SURETY
BONDS
The U.S. Small Business Administration is making it easier for small businesses to obtain surety bonds by offering a new, fast and easy online electronic application process on the agency's popular Web site. Small construction, service and supply companies that need bonding can now apply for SBA surety bond guarantee assistance online on the SBA Web site 24 hours a day, seven days a week. The Surety Bond Guarantee (SBG) Program may help you obtain the bonds you need to bid or perform public and private contracts. Under the program, the SBA works with participating surety companies to provide bid, payment, and performance bonds on contracts up to $2 million in value for small contractors by guaranteeing a percentage of losses sustained in the event of a default. Corporate surety bonds protect the project owner against financial loss, and in the case of public construction projects, protect taxpayer dollars if the contractor defaults. The new Surety Bond Guarantee E-application System, or E-app system, allows small businesses to quickly and easily submit their application for bonding assistance with surety companies that are registered to use the process. To learn more about the Surety Bond Guarantee (SBG) program and to access the E-app system click on http://www.sba.gov/eapplication. Small businesses and surety companies participating in the SBA prior approval program will be able to transmit application forms electronically to help expedite review and approval processes. The new online e- application capability, coupled with recent rule changes, is combining to make bonding more available to small and emerging businesses, and enabling them to access these necessary bonds more quickly. "Streamlined rules for small businesses and for surety companies alike, along with quick and easy online access, will make it easier for small and emerging contractors to gain access to surety bonds so they can bid on public construction projects," said SBA Administrator Steve Preston. "These changes will support small businesses nationwide, particularly construction contractors in the devastated Gulf Coast region and other disaster stricken areas around the U.S." SBA assistance in locating a participating surety company or agent and completing application forms is available online. For more information on SBA's Surety Bond Guarantee Program, go online to http://www.sba.gov/osg/ for a list of area office contacts and SBA offices near your business or call 1-800-U ASK SBA. |
|
The Villisca Chamber of Commerce and its members work together with a vision for the future by building on a memorable past. We
encourage you to do business with the Chamber members listed below: Small
business and the 2009 Stimulus Plan Are your potential customers looking for you? A Web site is not a magic bullet for business success but ... Checklist for
business preparedness for pandemic flu or bioterriorism The time to prepare is when the sun is shining Disaster Recovery Tips for Small Businesses |
||
|
For help regarding compliance with IRS, OSHA, and EPA regulations, click here to go to the Website on Small Business Compliance Alliance (SBCA) is the gateway to information and resources on IRS, OSHA and EPA regulations for small businesses. Through innovative partnerships with federal, state and local agencies, models were developed to provide easy-to-understand regulatory compliance information and resources in a totally confidential format. Do you need demographic information in planning your business expansion or in writing an original business plan - you'll find much of what you'll need on ISU Extension's website www.seta.iastate.edu State of Iowa Vendor and Bid Opportunities - Have you ever considered bidding for State of Iowa contracts? It may not be as difficult as you would think |
||
| Ag
and Related Businesses D & J Farms, Inc. Frey Enterprises The Greenery Hilltop Greenhouses & Gardens Kernen Farms, Inc. Nodaway Valley Equipment Southern Hills Vet. Service Sunbest Papetti Farms United Farmers Merc Co-op Villisca Elevator Bruce & Donna Williams David Williams |
||
|
The Chamber brings together the business community and those interested in the economic growth of Villisca. Chamber members work together to highlight member businesses and their products and services. Through events such as the upcoming Easter egg hunt and the 4th of July Fireworks Display the Chamber gives back to the community that supports local businesses. In the last year, the Chamber of Commerce has taken steps in their economic development initiative to assure that Villisca grabs hold of opportunities for economic growth, to participate in regional groups that are working together for regional growth, and to work with alumni in community growth. As readers are aware, in the fall of 2005, the Chamber, together with the City, secured the services of Roxanna Sieber as Villisca's Economic Development Director. This does not reduce the involvement of the Chamber members in decision making about business and community growth. Rather, through Sieber's involvement with regional organizations and focus on identifying growth opportunities, Chamber members have the information to make more informed decisions. This is information individual members just do not have the time to develop because they are busy growing their own businesses and participating in community events and projects. The public often views a Chamber of Commerce as serving mostly retail businesses but that is far from the truth. Even those businesses that do not have a local consumer base benefit from Chamber membership because as a local economy thrives the environment in which to do business is expanded. An example would be the involvement in the Chamber in working with other communities to cause the Iowa DOT to improve Highway 71. |
|
Automotive
Repair Marsh and Sons Automotive Repair Schafer Automotive Service |
|
CHAMBER MEMBERSHIP |
Banking
and Financial Bank Iowa Great Western Bank Houghton State Bank Page County State Bank |
|
| Communications Johnston Communications KCSI-KOAK Radio Mediacom Red Oak Express Villisca Farmers Telephone Co. Villisca Review Stanton Viking |
||
| Construction Berning Construction Jim Parker Construction Nishna Valley Builders |
||
 |
Food
and Drink Casey's General Store D&D Bar and Grill V-Bar, American Legion Villisca Foods/The Bank |
|
| Insurance
and Law Firms Kline Insurance Swanson Law Firm |
||
| Medical Alegent Health, Drs. Piller, Quinn and Wolff Clarinda Regional Health Center Montgomery Co. Mem. Hospital Stoner Drug Villisca Good Samaritan |
||
|
Iowa
Statistics
Here are a few Iowa facts that may surprise you!
Our thanks to the Union County Development Corp. newsletter for this data. |
Real
Estate Century 21, Bill Jacobs, Agent Kline Insurance/Crawford & Co. Real Estate |
|
Retail a view of some of the retail district in downtown Villisca on a snowy day Casey's General
Store |
||
|
Service Businesses |
|
| Individuals Walter & Ruth Eitzen Tom Focht Mark & LaDonna Focht Clarence Peterson Jim & Diane Wallick |
|
WASHINGTON – The American Recovery and Reinvestment Act contains a package of loan fee reductions, higher guarantees, new SBA programs, secondary market incentives, and enhancements to current SBA programs that will help unlock credit markets and begin economic recovery for the nation’s small business sector. “The tax incentives and credit stimulus elements of the Recovery Act will truly help small business owners affected by the credit crunch, and will provide financing opportunities to help them create new jobs in their communities,” said Acting SBA Administrator Darryl K. Hairston. “There’s a lot to digest in the legislation, and SBA has established teams to tackle a wide variety of policy decisions, system modifications, regulatory changes, legal requirements, and new program launches authorized by the President and Congress,” said Hairston. The bill provides
$730 million to SBA and makes changes to the agency’s lending and
investment programs so that they can reach more small businesses that
need help. The funding includes: The bill also authorizes refinancing for certain SBA loans so borrowers can expand their businesses on favorable terms, and expands leverage capability for Small Business Investment Companies. “We are going to be part of the solution, and this bill gives us specific tools to make it easier and less expensive for small businesses to get loans, give lenders new incentives to make more loans, and help restore healthy SBA secondary markets to boost liquidity,” Hairston said, noting also that more details on implementation will be coming over the next few weeks. The stimulus bill takes a comprehensive approach and attacks several problems facing small businesses at once by reducing fees, guaranteeing a greater share of certain loans, expanding capacity in the Microloan program, providing new loans to help small businesses keep their doors open through economic hardship, as well as new mechanisms to help unfreeze the secondary markets for SBA-backed loans. Declines in SBA lending volume last year, which are continuing in FY 2009, reflect problems in the broader credit markets, and present hurdles to small businesses that are seeking credit in the current economy. The financial crisis has created a variety of conditions that impact small businesses, including a lack of liquidity in the banking system, a reluctance of many lenders to extend new loans, tightened credit standards, weaker finances at small businesses, and uncertainty about taking on new debt on the part of many entrepreneurs. The Recovery Act addresses small businesses’ lending problems, and addresses key investment and contracting issues. The bill helps Small Business Investment Companies better leverage investment capital to reach more small companies. The bill also increases the current contract limit for SBA’s Surety Bond Guarantee program, which will help small businesses compete for contracts.
|
90
Percent Guarantee The bill allows SBA to raise its loan guarantee from the current levels to as much as 90 percent for some loans. At present, SBA can guarantee loans up to 85 percent on loans up to $150,000, and up to 75 percent on loans greater than $150,000. The 50 percent guarantee on SBA Express loans would remain unchanged. Increasing the SBA guarantee percentage will encourage lenders to extend more capital to small businesses by increasing the share covered by an SBA guarantee. Business Stabilization
Loans Microloans Refinancing Secondary Market
Expansion The bill also empowers SBA to set up a Secondary Market Lending Authority that would make direct loans to broker-dealers that participate in the secondary market for SBA-guaranteed 7(a) loans. These broker-dealers would use the funds to purchase SBA-backed loans from commercial lenders, assemble them into pools and sell them to investors in the secondary loan market. This program may help address some of the issues facing the secondary market for SBA loans and may ultimately help SBA lenders make new loans to borrowers. Investment Program Surety Bonds |
|
Young people have always been entrepreneurs - we just didn't call them that. We called them paper boys, lawn mowers, baby-sitters, field workers. Today adults have taken on those jobs so our young people have to look for new ways to earn income. In rural Iowa, there just are not enough part time job openings for after-school and summer jobs for teens so teens are having to take a new look at entrepreneurism - creating their own businesses so they have an income source that fits with their busy school and extracurricular activities. From time to time, reports on TV business shows have featured students who have made their fortune before they graduate from high school by selling their tech skills, designing and selling t-shirts. Still other teens have earned their way to college through the help of non-profits that have helped train teens in skills and then giving them an incubator environment to grow a business. One of those non-profits is Young Aspirations/Young Audiences, Inc. - better known as YaYa - in New Orleans. Fashioned after after the Renaissance apprentice/guild system, under the supervision of an artistic staff the young people learn to paint images on furniture, screen print, batik, paint silk fabric, and design projects ranging from posters to murals to watches. They have the opportunity to sell their creations in the retail division of YaYa and earn 50 to 80 percent of their art sales. Though we do not have such a incubator in southwest Iowa, southwest Iowa teens may still be able to create their own jobs. They need to approach their first entry into the world of entrepreneurism as any adult would. Once they have an idea about what they would like to do, they need to do a feasibility study to discover the potential and the barriers to their proposed business. Included in their feasibility study they need to look at their capacity or ability to do the job. For instance, if they are going to be a metal recycler, do they have the capacity or can they learn to distinguish between the various metals and to learn where and how to sell them. They need to look at the costs involved in the business and determine if they can secure financing. They need to look at their ability to sell their product or service; they need to determine if there are enough people with enough money to buy their product often enough so they can make a profit. Depending on the business there are other issues that may need to be addressed. Once the would-be entrepreneur determines that the business has the potential of success, a business plan needs to be written. The business plan is the feasibility plan with specifics. We've included on this web site a couple sample business plans for teen businesses as examples of what needs to be looked at and the details that need to be attended to during the planning process. (metal recycling) (artisan) (gardener)
|
State of Iowa Vendor and Bid Opportunities Requests for Proposals, Bids, Contracts and Services. Small and microenterprise businesses can do business with the State of Iowa. Listed below is a central e-location where state agencies can publish, post and advertise vendor and bid opportunites for procurement of goods or services. A great place to start to find opportunities to contract with the State of Iowa. http://eservices.iowa.gov/rfp/ Current January postings include:
Small and microenterprises can also compete for federal contracts. A good place to start is through PRONET, a service of the Small Business Administration. Start at the SBA website - www.sba.gov Eye halve
a spelling chequer Eye strike
a key and type a word As soon as
a mist ache is maid Eye have run
this poem threw it
|
|
Villisca
Business Directory Find below a list of Villisca businesses. We are pleased to include businesses outside Villisca who consider themselves a part of the business community by participating in the Villisca Chamber of Commerce. We've tried to include all Villisca businesses and welcome corrections. The one exception is that we have included only the farm operations which belong to the Villisca Chamber of Commerce. |
||
|
Ag
and Related Businesses Frey Enterprises Hilltop Greenhouse
& Gardens Kernen Farms,
Inc. Mark Focht Farms Nodaway Valley
Equipment Nodaway Valley Feeders Penwell Grain Company Pioneer Hi-Bred
Intl Southwest Iowa Carcass
Data Sunbest Papetti
Farms Tyson Fresh Meats
Inc United Farmers Merc
Co-op and Elevator Bruce and Donna
Williams David & Corrine
Williams Antiques Villisca
Furniture & Antiques Automotive
Repair & Maintenance Kasha's Garage Schafer Automotive
Service Villisca Detail
Center & Car Wash Banking
and Financial Great Western Bank Houghton State
Bank Page County State
Bank Beauticians Hair Kut Korner Studio Central
Salon Villisca Child Care Providers Joni Currin 826-4525 Jennifer Witcher 826-4299 Amber Grantz 826-4150 Tara McCormick 826-3391 Carolyn Fisher 826-3122 Churches Mount Calvary Lutheran
Church Presbyterian Church St. Joseph's Catholic
Church Strand Evangelical
Lutheran Church United Methodist
Church |
Communications KCSI-KOAK Radio Mediacom Communications
Corp. Red Oak Express SWIE Digital Villisca Review
Stanton Viking Villisca Farmers
Telephone Co. Construction Brian GayConstruction
Co. Hammerstrom Construction J & J Construction
& Lawn Service Jim Parker Construction Joe Cooney Jr. Bergren Kammerer Shawn Carpentry
& Roofing Leichty Construction Mark Cody Nishna Valley Builders Roger Williamson Terry Currin Construction Todd Bowden Winther Construction Entertainment
and Cultural Affairs Rialto Theatre Villisca Country
Club Villisca Alumni
and Friends Association Food
and Drink Casey's General
Store City Lounge Country Lane D&D Bar and
Grill Evie's Coffee Cup The Bank V-Bar, American
Legion Villisca Foods The Witch's Den Insurance
and Law Firms Swanson Law Firm Medical Clarinda Reg. Health
Center Montgomery Co.
Mem. Hospital Villisca Medical
Clinic Stoner Drug Villisca Family
Health Center Good Samaritan
Society - Villisca Wyatt, James F.
MD |
Real
Estate Century 21, Bill Jacobs, Agent 2453 T. Avenue Villisca, IA 50864 826-8132 Crawford &
Co. (formerly Kline Real Estate) John Hausen/Jim
Hughes Real Estate Sun Valley Apartments Villisca Housing Individuals
- Supporters of the Villisca Chamber of Commerce Tom Focht Mark Focht Dave & Mary
Lindburg Clarence Peterson Jim & Diane
Wallick Donna and Bruce
Williams Retail Casey's General
Store Country Lane Flower Basket Granny's Auto Parts Hilltop Greenhouse
and Gardens Red Oak Chrysler Stoner Drug United Farmers
Merc Co-op and Elevator Villisca Foods Villisca Furniture
& Antiques Service Businesses Automotive Relocation
Service, LLC Brown's Sales &
Service Dance Unlimited Cindy's Tanning Fish Appliance Svc,
Htg & AC Jewels Professional
Cleaning JW Photography Kendrick &
Heard Plumbing & Heating Means Lawn Scape North Page Detailing
LLC Richard Bross Tom's Service Clean Southwest Iowa Rural
Electric Cooperative Thompson Woodworking
& Rock U.S. Post Office Villisca Community
Schools Villisca Detail
Center & Car Wash Villisca Municipal
Power Plant Villisca Public
Library Villisca Small Engine Villisca Storage Wolfe Funeral
Home
|
Back to the VilliscaReview.com Front Page
